A native of Nigeria, Cornelius Adewale has a B.Sc. in theology, an advanced diploma in management, a diploma in computer studies, and a certificate in computer-audit systems. An ex-banker and trained EDP auditor, he is currently a freelance net-preneur/ marketer of digital information. He and his wife, Roseline, have four children.

Among the most common scam programs available are ''Multi-Level Marketing'' and ''Pyramid'' sales approaches, which offer naive, would-be entrepreneurs promises of enormous financial gain for very little investment. Without fail, however, these programs prove to only benefit those who have created these dubious ploys, which ultimately dupe millions of dollars annually from gullible consumers.